Policyholder-owned in Iowa since 1874

Insurance Products

Coverage

Property and liability protection for homes, farms, rentals, and renters — written locally, serviced locally.

Brick ranch home

HomeGuard — Homeowners

Our HomeGuard policy provides outstanding protection for your most important asset — your home. It covers your home and personal possessions, with a number of deductible options and discounts to customize the coverage to your needs and budget. Liability coverage protects you from financial responsibility for accidents or injuries on your property, as well as from your personal acts worldwide.

FarMate — Farm

FarMate is fully customizable to cover farm homes, farm buildings, farm personal property — livestock, machinery, grain — and farm liability, including custom farming activities. We have programs for hobby farms, traditional farms, large specialized farms, confinement operations, and contract growers. We perform a site visit to help you and your agent get the coverages right.

Red farm buildings with dairy cattle
Victorian rental home

Dwelling — Rental & Seasonal

Our Dwelling policy is designed for rental and seasonal dwellings you own. It’s customizable to cover the house, furnishings you own, garages, and more. Liability coverage is also available.

Tenant — Renters

Covers your personal property in a house or apartment you rent, and provides liability coverage for your personal acts worldwide.

Liability options

Liability coverage

Liability must be written in conjunction with a property policy.

Farm-Guard

Protects you against financial responsibility for accident, injury, or negligence claims arising from your farming operation, plus your personal acts worldwide — with a broad range of standard and optional coverages.

Owners, Landlords & Tenants

OL&T coverage protects landlords against bodily injury and property damage liability claims that occur at the rental location.

Comprehensive Personal

CPL coverage protects you against financial responsibility for accidents or injuries on your property, as well as from your personal acts worldwide.

Ready for a quote?

Coverage is written through our independent local agencies. Find yours and they’ll tailor a policy to you.